🍽️ How to Save 20%–30% at Restaurants (Stackable Methods)

With the right apps and payment cards, you can save 20–30%+ every time you eat out β€” even at fast food, casual, and upscale restaurants. Use the methods below together to maximize your savings:

πŸ’‘ Pro Tip: Always check if a restaurant has its own app or loyalty program β€” many offer points, exclusive deals, and even free food just for signing up!

πŸ” 1. Fast Food β€” Upside (Up to 30% Cashback + Bonus)

Upside partners with tons of fast food and casual dining spots and offers up to 30% cashback at select locations.
🎁 Use code ZERT2329 to get:

How It Works:

  1. Open the Upside app before ordering and search for nearby deals on the map

  2. Activate the offer (you have 4 hours to complete the purchase)

  3. Pay as normal

  4. Link your debit card or upload your receipt to receive the cashback

🍷 2. Fancy & Select Dining β€” inKind (20% Guaranteed + $25 Bonus)

inKind gives you guaranteed 20% cashback at all partnered restaurants β€” typically upscale and curated locations.
🎁 Bonus: $25 off a $50+ bill
πŸ‘‰ https://app.inkind.com/refer/EGB2I79R

How It Works:

  1. Open the inKind app and search using the in-app map

  2. Select the restaurant and click Pay

  3. Enter your bill number

  4. Pay with your debit/credit card and instantly receive cashback to your inKind balance

Prefer not to dine in? No problem β€” you can also choose carryout and still enjoy the same great cashback benefits!

🏠 3. Local Spots β€” Restaurant.com + Cashback Platforms

Restaurant.com offers instant restaurant discounts such as:

  • $10 off for $5

  • $15 off for $7

  • $25 off for $10

(Stack this with cashback + a rewards card.)

How It Works:

  1. Select the restaurant and deal on Restaurant.com

  2. Before purchasing, click through via Capital One Shopping or TopCashback

  3. Purchase using a rewards credit/debit card

  4. Present the digital coupon at the restaurant

πŸ‘‰ Join Capital One Shopping and earn up to 24% cashback at restaurant.com, plus a $40 bonus when you keep the extension active for 90 days. Download here: https://capitaloneshopping.com/r/U40BK10?e=ati1m

πŸ‘‰ Join TopCashback and earn up to 20% cashback at restaurant.com, plus get a $10 bonus once you’ve earned $10 in total cashback. Download here: https://www.topcashback.com/ref/zertmania

(Cashback rates as of August 20, 2025. Rates are subject to change)

4. 🍽️ Rakuten Dining

Rakuten dining makes saving on meals effortless! Just link your debit or credit card and enjoy 5% cashback at thousands of restaurants β€” automatically. βœ… No codes, no scanning β€” simply set it and forget it.

πŸ’° On top of that, you’ll earn cashback from both Rakuten Dining and your card’s regular rewards. Double-dip savings every time you eat out!

πŸŽ‰ New members also get a $30 bonus after spending $30 within 90 days.

Join here and claim your bonus πŸ‘‰ http://www.rakuten.com/r/frugal1327

πŸ‘‰ Don’t forget to maximize your rewards with one of the top cashback cards we recommend down below

πŸ’³ 5. Rewards Card β€” Extra % on Top

After stacking the methods above, pay with a rewards credit or debit card to earn even more.
πŸ‘‰ Best cards here: https://www.frugalblueprint.com/course/reward-cards

🎁 Still Can’t Find a Discount? β€” Use Snaplii E-Gift Cards

If none of the above options apply to the restaurant you’re visiting, you can still save by purchasing an e-gift card and earning instant cashback.

βœ… Use Snaplii β†’ https://l.snaplii.com/zmsS and use code 5F400A during sign up to get $5 off your first gift card and a bonus 30% cashback πŸŽ‰
βœ… Pay with a 1% cashback debit card (such as Discover’s)
βœ… Get $5 off + 30% bonus cashback on your first $20 gift card
πŸ‘‰ Get the Discover 1% cashback debit card + $80 sign-up bonus here: https://www.frugalblueprint.com/course/intro-checklist#4

How It Works:

  1. Add your payment card inside Snaplii

  2. Select a restaurant gift card

  3. Pay and instantly receive your digital card details` + barcode for in-person use

  4. Cashback is credited to your Snaplii account and can be used as a discount on your next purchase

πŸ… Honorable Mention β€” AARP Membership Card (Up to 15% Off at Additional Restaurants)

For just $15 per year, the AARP membership card gives you up to 15% off at partnered restaurants β€” including restaurants that aren’t available on any of the other platforms above (Denny’s, Auntie Anne’s, etc.).

How It Works:

  1. Sign up β†’ AARP Site

  2. Show your digital or physical AARP card at checkout

  3. The discount is applied instantly

🟒 Tip: Use a cashback platform before purchasing AARP to potentially earn back the $15 cost instantly.
πŸ‘‰ Best cashback platforms: https://www.frugalblueprint.com/course/best-cashback-programs

Final Savings: Easily 20–30%+ per meal.
Using all 5 of these methods together gives you the highest chance of landing an insane discount every time you eat out.

  • 🍽 Upside – Code ZERT2329 β†’ $0.15 off/gal first gas purchase + 10% extra cashback on first restaurant purchase
    πŸ‘‰ Join Upside

    🍷 InKind – Guaranteed 20% cashback at partner restaurants + $25 off $50+ bill
    πŸ‘‰ Join InKind

    🍴 Restaurant.com – Instant discounts: $10 off for $5, $15 off for $7, $25 off for $10

    Visit site here: Restaurant.com

    • Capital One Shopping – Up to 24% cashback + $40 bonus after 90 days πŸ‘‰ Join Here

    • TopCashback – Up to 20% cashback + $10 bonus after earning $10 πŸ‘‰ Join Here

    πŸ₯’ Rakuten Dining – Link your card for 5% cashback at thousands of restaurants + $30 bonus after spending $30 in 90 days
    πŸ‘‰ Join Rakuten Dining

    πŸ’³ Snaplii – $5 off first gift card + 30% bonus cashback (code: 5F400A at checkout)
    πŸ‘‰ Join Snaplii

    🏦 Discover Cashback Debit – 1% cashback + $80 bonus after $50 deposit
    πŸ‘‰ Sign Up Here

    πŸŽ‰ AARP – Membership starting at $15/yr + stack with cashback portals to cover cost
    πŸ‘‰ Join AARP
    πŸ‘‰ Best Cashback Programs

Need help or have any questions? contact us at support@frugalblueprint.com or +1 832-749-1177

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⚠️ Disclaimer: Bonus offers listed are current as of publishing but may change at any time without prior notice. Always check the provider’s official page for the latest details.